Compare car finance
How much can you afford a month?
What sort of car are you thinking of?
How would you describe your credit history?
Your choices are in
Next, tell us a little about yourself to continue your comparison.
A car finance specialist will review your details and get in touch to discuss your options.
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How it works
Budget and car
Choose a monthly budget and the sort of car you want.
About you
Tell us a little about yourself to continue your comparison.
Your options
A car finance specialist talks through your options, and you decide.
Car finance guides
View all guides
Work out the numbers
Use our calculators to explore costs while your figures stay on your device.
Common questions
Do I pay Carolo anything?
No. You pay Carolo nothing. The car finance specialist or lender pays PJG Financial Limited a commission.
Who provides the finance?
A lender provides any finance, subject to its checks and criteria. A car finance specialist explains your options. Carolo does not lend.
What's the difference between HP and PCP?
Hire purchase (HP) spreads the cost, with ownership after all payments and any purchase fee. Personal contract purchase (PCP) leaves a larger optional final payment to own the car. Alternatively, return it subject to mileage and condition terms.
Can I get car finance with a poor credit history?
It may be possible, but approval isn't guaranteed and rates can be higher. A lender will assess your circumstances and affordability; this guide explains more.
What happens if I miss a payment?
A missed payment can affect your credit record, and your car could be taken back if payments aren't kept up. Contact your lender as soon as you think you might struggle to pay.